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What is the purpose of requiring licenses for persons who transact insurance quizlet?

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Continuing education [CE] rules are established to protect the public by maintaining high standards of professional competence in the insurance industry, and to maintain and improve the insurance skills and knowledge of licensed producers.

All insurance producers licensed in the state of Louisiana must complete 24 Hours of approved continuing education instruction or self study prior to each license renewal. At least 3 Hours must be on ethics.

Producers licensed to write property, casualty, property and casualty, or personal lines insurance must also include 3 credit CE hours on flood insurance.

Up to 10 hours of excess CE credits may be carried forward to the next renewal period for producers licensed in any combination of the lines of life, health and accident, property, casualty or personal lines.

At the Commissioner's discretion, a licensed agent or broker who is a member of , and actively participates in, a state or national insurance association may be granted 4 CE credits.

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What is the purpose of an insurance policy quizlet?

The purpose of an insurance policy is to indemnify [make whole] the insured when a covered loss occurs. In life insurance the insurance company agrees to pay a predetermined amount - the face amount, in exchange for consideration [premium].

What is the purpose of insurance for business quizlet?

The purpose of insurance is to protect against losses caused by pure risk. This is accomplished through the insurance contract, which requires one party to pay a specified sum to another if a previously identified event occurs.

What is a license quizlet?

Define Licensing. refers to the process that gives a company the right to use another's brand name, patent, or other intellectual property for a royalty or fee through a written, legal agreement.

Which of the following is a requirement for obtaining a Texas insurance agent's license?

To get a Texas insurance license you first have to pass the state exam. Next you submit your fingerprints for a background check. If you pass the exam and the check, submit your license application.

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What is the purpose of an insurance policy quizlet?

What is the purpose of insurance for business quizlet?

What is a license quizlet?

Which of the following is a requirement for obtaining a Texas insurance agent's license?

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