Mobile top up and its advantages and disadvantages năm 2024
Among the payment options that merchants can offer their customers, mobile payment is one of the most preferred nowadays, as it significantly improves people's shopping experience. If you are considering enabling this payment method in your business, keep reading this article to clearly identify its advantages and disadvantages. Show
First of all, let us explain how payment through a cellphone app works:
As you can see, this makes it very easy for you and your customers to make transactions. However, so that you know everything about enabling mobile payment in your business, let’s have a detailed look at its benefits and drawbacks. Advantages of mobile paymentsContactless paymentIt uses contactless technology, which works with wireless data transmission (the same technology used with credit, debit and prepaid cards), as explained by the financial information portal Rankia. In the case of mobile payments, the advantage is greater, since customers do not have to enter their data to confirm the transaction and at no time do they need to physically touch your POS, something that has become very important since the appearance of the virus that causes COVID-19. Fewer lines and more salesSales become more agile, since you don't waste time waiting for customers to insert cards in a slot and type in codes; likewise, you can forget about looking for change and having to count coins and bills, as the financing company Kredito24 points out. Keeps accounting in orderForget about your notebook. The apps for mobile payment charging help you to keep your accounting in order, because:
Greater securityMobile payments are safer because they prevent people from having to take cash or cards out of their wallets. In addition, all payment information is stored encrypted on a chip inside the customer's smartphone, and their card data never leaves there. This avoids the risk of their banking data being intercepted and duplicated. Customer attraction and retentionAs consumer needs are constantly changing, when you offer mobile payment capabilities, you expand the payment options for your clientele. This means that your regular customers will continue to prefer to shop at your business because they know you are still in business. In addition, younger generations are more accustomed to doing everything from their cellphones, so if they don't have the option of paying with an app in your physical or online store, they won't get hooked on your business. Disadvantages of mobile paymentsRelatively new technologyMobile payment is still a relatively new option, so you need to promote it to your customers to get them to use it. Get your customers to adopt mobile payment by applying these tips:
Necessary to have a smartphoneUnfortunately, not all cellphones are enabled to use Contactless technology, although in recent years practically all brands have enabled it. To give you an idea, check out this list of phones that are compatible with the mobile payment option, published by the ShopNFC portal. Depends on the phone's batteryLike any electronic device, both your and your customer’s cellphones need to have a charged battery in order to close the transaction. Need more information on this topic? Check out our guide on Payment Methods. Have you already decided to use mobile payments in your business?The advantages that your business gains by enabling the mobile payment option far outweigh the disadvantages. All you have to do now is choose the virtual payment method that suits you best and, presto, your business will continue to grow thanks to it having taken the definitive leap into the digital era. Sign up here if you have a business and want to join our AmiPASS network: https://www.amipass.com/enrolamiento/ You can also use QR to make your payments by downloading the App: https://www.amipass.com/cobrar-con-qr/AmiPOS: Learn more about the success of using and managing your business. https://www.amipass.com/comercios/ What is the use of mobile topA mobile top-up or recharge is the process of adding balance to a prepaid phone number. This balance can be used to make calls, access the internet, and send text messages, depending on the subscription they have with their telecom provider. Mobile top-ups have different meanings in different countries. How do you topTop-up online or in-app For in-app top-ups, you must have a smartphone and download your mobile provider's App from the App Store (for iPhone) or Google Play Store (for Android) and complete the in-app instructions. |